Insurance for Auto Repair Shops

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Anyone who has ever owned a car knows that they need insurance in order to be driven legally. What most people don’t know is that automobile repair shops also need insurance. Whether one is operating a large garage with lots of lifts, or a small one with just a couple, there are plenty of reasons why an auto repair shop needs insurance. 

Insurance covers a shop against losses that could occur and cost a small fortune. Damage could somehow occur to the shop’s property or a customer’s vehicle, expensive tools could get stolen, or a tire could fall off a customer’s car after an employee forgot to tighten the lug nuts! There are all sorts of reasons why an auto repair shop would need insurance 

Why Auto Repair Shops Need Insurance:


Theft


A burglary is something that could occur at any business. Auto repair shops, like many other businesses, use a lot of expensive equipment. If this equipment got stolen, it could cost a fortune and the repair shop would be in a panic trying to replace the equipment they need to keep their shop open. Luckily, there is insurance to cover an auto repair shop in case they have any sort of break-in or robbery. 


Property Damage


Because of the big hydraulic lifts used in an auto repair shop and the other heavy-duty equipment, there are all sorts of things that could happen to result in the property itself being damaged. A car could even fall off of a lift and go through a wall! Property damage insurance helps protect an auto repair shop from having something like this hurt their business. 


Garage-keepers Insurance


This type of insurance is tailored specifically to those that are operating an auto repair shop. It helps protect an automobile repair shop from something that occurs to a car or customer that is under their care.

These are just three of the different reasons why auto repair shops need insurance. Whether they operate on semi-trucks or more regular cars, there are all sorts of reasons why an auto repair shop is going to need insurance!    

Call Baldwin Insurance Agency

We can customize an Auto Repair Shop’s insurance policy that’s written specifically for your business. We are just a telephone call away in the event that you have an inquiry or any need. Here are some of the quality coverage options offered by Baldwin Insurance Agency: 

  • General Liability
  • Umbrella or excess liability
  • Workers compensation insurance
  • Commercial Property
  • Business Auto Insurance Coverage
  • Inland marine
  • Data Breach Insurance Coverage and much more.

The price of your business insurance would depend on the amount of business you generate annually. Baldwin Insurance Agency would like to help and answer any business insurance questions you have. Don’t waste your time looking for other options, call or email us now. We have a proven reputation for excellent customer service and reliable insurance carriers. 

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Baldwin Insurance Agency

200 N Jefferson St, Suite A, Kearney, MO 64060, US

(816) 628-0092

Hours

Mon

9:00 am – 5:00 pm

Tue

9:00 am – 5:00 pm

Wed

9:00 am – 5:00 pm

Thu

9:00 am – 5:00 pm

Fri

9:00 am – 5:00 pm

Sat

Closed

Sun

Closed